We can provide financing for a variety of needs. Whether you are interested in a new home or borrowing against the equity in your present home, we can help. We offer the real estate loans listed below.

For additional information about these Real Estate Loans, contact us, or call us at 582-5550 (1-888-424-4184, if Gardiner is a toll call) or stop by one of our branch locations.

Home Mortgages

We have loans to help finance the purchase of your new home, or to refinance your existing home. In addition to attractive rates and terms, our closing costs are low.

Home Improvement Loans

Considering adding a pool, deck or landscaping? Improve the appearance or the efficiency of your home with those needed repairs. We make improvement loans for any size project.

Home Equity Loans

You worked hard for your home now let it start working for you. The equity in your home may provide solutions to financing your child's education, medical expenses, a small business start-up and much more.

To apply for these loans, go to the Forms Library and click on the appropriate loan application and any related disclosures.

• For a Home Mortgage or Home Improvement loan, complete the following:

  Uniform Residential Loan Application
  SBM Authorization Letter

• For a Home Equity Loan, read the Terms of SBM Home Equity Line of Credit and complete the:

  Home Equity Application

After completing the forms and reading any required disclosures, sign and mail it or drop it off at the nearest branch location.

Mortgage Calculator - This is a calculator that tells you what your monthly payment will be for your mortgage. Please Note - The calculated amount is an approximate value and may differ from the bank's final calculation.